Realtors can help guide you during your home purchase including all the terms and legal jargon that is associated with a home purchase. However, there are other resources you can take advantage of before engaging with a Realtor.  HCH Realty, LLC recommends you contact your local HUD Approved Counseling Agency and meet with a HUD-certified counselor to discuss affordability, credit improvement, and overall preparation to buy a home. Most HUD-approved counseling agencies also offer a home buyer education class that explains the first step to the final step of your journey. Local HUD-Approved counseling agencies are listed below.